01
Acquisition & Bridge Financing
Capital for commercial acquisitions and transition periods, including properties that may require renovation, lease-up, repositioning or stabilization before permanent financing.
COMMERCIAL REAL ESTATE CAPITAL
Commercial & Multifamily Financing
Commercial financing depends on both the asset and the business plan. J3 reviews the sponsor, property economics, capital request, timeline and exit strategy before evaluating potential financing paths.
CommercialDeal-focused capital review
FINANCING SOLUTIONS
Capital strategies built around the transaction.
Availability, eligibility and terms depend on the specific borrower, property and capital provider.
02
Refinance & Long-Term Financing
Financing for qualifying stabilized or transitioning commercial properties seeking replacement debt, maturity relief, longer-duration financing or another refinance objective.
03
Commercial Construction Financing
Capital for qualifying new construction or substantial redevelopment, evaluated around sponsorship, plans, budget, approvals, timeline and exit.
04
Land & Development Financing
Financing considerations for land acquisition, horizontal development and development projects where available capital relationships fit the transaction.
05
Renovation / Value-Add Financing
Bridge-oriented capital for properties requiring renovation, operational improvement, lease-up or repositioning before stabilization.
PROPERTY TYPES
Property types J3 can evaluate.
Not every asset is eligible with every capital source. J3 evaluates fit at the transaction level.
MultifamilyMixed-useRetailIndustrialOffice / general commercialHospitalityLandDevelopment projects
WHAT J3 REVIEWS
Start with a complete picture of the deal.
- Sponsor and borrower experience
- Property type, location and physical condition
- Purchase price, current value and requested capital
- NOI, occupancy, rent roll and operating history when applicable
- Construction or renovation budget
- Existing debt and capital stack
- Sponsor equity and liquidity
- Business plan, closing timeline and exit strategy
What to prepare
- Purchase agreement or refinance/payoff information
- Rent roll and trailing operating statements where applicable
- Property financials and current debt information
- Construction or renovation budget and plans
- Sponsor resume and entity information
- Available third-party reports and property documentation
FREQUENTLY ASKED QUESTIONS
Common questions about commercial financing.
What is commercial bridge financing?
Commercial bridge financing is typically short-duration debt used to acquire, refinance, renovate, lease up or reposition a commercial property before a longer-term exit.
How are commercial real estate loans underwritten?
Commercial underwriting commonly considers the sponsor, property cash flow, occupancy, asset condition, leverage, market, business plan and exit strategy. Exact criteria vary by capital provider.
What is the difference between bridge and permanent financing?
Bridge financing is usually shorter-term and designed for transition or execution risk. Permanent financing is generally longer-duration and more suitable for stabilized assets with predictable operating performance.
How does commercial construction financing work?
Construction financing is generally structured around an approved project budget and draw process, with underwriting focused on the sponsor, project feasibility, equity, approvals, schedule and exit.
How is multifamily financing different from 1–4 unit residential financing?
Larger multifamily properties are generally evaluated as commercial real estate, with greater emphasis on property-level operating performance, NOI, occupancy and sponsor execution.
How does land development financing work?
Land and development financing can support acquisition or project development where the site, approvals, sponsor, budget, equity and exit align with available lender criteria.
What information does a commercial lender review?
Typical review includes sponsor information, property details, financial performance, leverage, business plan, capital budget, existing debt, equity contribution and proposed exit.
READY FOR REVIEW?
Bring J3 the deal.
Submit the opportunity and select the funding type that fits your transaction.