Real estate capital built around the deal. Call J3: (315) 902-9776
THE J3 PROCESS

A More Disciplined Path From Deal to Capital.

J3 is designed to improve what happens between a borrower submitting a deal and a capital provider deciding whether it fits.

Submit Your Deal
FROM INTAKE TO CLOSING

Eight stages. One organized process.

Not every request reaches every stage. Financing decisions remain subject to capital-provider underwriting and approval.

1

Submit the Funding Request

Tell J3 about the borrower, property, requested capital, timeline and transaction.

2

Initial Deal Review

The team reviews the request for basic fit, important economics, obvious gaps and the likely financing path.

3

Gather & Verify Information

Missing documents, inconsistent figures or unanswered questions are identified before broader lender outreach.

4

Structure the Financing Request

J3 organizes the opportunity around the financing strategy, capital request, use of funds and exit.

5

Match Relevant Capital Sources

The deal is evaluated against capital relationships and applicable lender criteria rather than sent everywhere.

6

Lender or Capital Review

Qualified opportunities proceed into lender-specific underwriting, questions, valuation and diligence.

7

Terms & Documentation

If a capital provider elects to proceed, the parties work through terms, conditions and required closing documentation.

8

Closing Coordination

J3 helps keep communication organized as the borrower, capital source, title or escrow and other stakeholders move toward closing.

WHAT MAKES REVIEW FASTER

Good information creates better decisions.

Incomplete or conflicting information creates friction for both borrowers and lenders. J3’s intake process is structured to surface those gaps earlier.

  • Accurate property and transaction figures
  • Clear use of funds and exit strategy
  • Current borrower and entity information
  • Relevant contracts, budgets and financial documents

J3 does not guarantee funding.

J3 helps organize, evaluate and present financing opportunities. Approval, pricing, leverage, terms and closing remain subject to the underwriting and requirements of the applicable capital provider.

EXPECTATIONS

What each side should expect.

Borrowers

Provide accurate information, respond to diligence requests, disclose material issues and keep J3 informed when the transaction changes.

J3

Review the request, identify missing information, evaluate financing fit, coordinate relevant introductions and maintain organized communication.

Capital Providers

Apply their own underwriting, diligence, valuation, credit, legal and closing requirements before deciding whether to provide capital.

START THE PROCESS

Have a deal ready for review?

Submit a Funding Request