Direct answer
Fix and flip financing is typically short-term capital used to acquire and renovate an investment property before the investor sells or refinances it.
What drives the structure
The lender may review purchase price, renovation scope, projected value, leverage, borrower experience, liquidity, timeline and exit strategy.
Rehab funding
Some programs can finance eligible renovation costs through a draw process. Availability and structure depend on the capital provider and the project.
Preparing the request
A clear purchase contract, detailed scope of work, realistic budget, property information, borrower experience and exit plan make the financing request easier to evaluate.
Important: Financing availability, underwriting and terms vary by capital provider and transaction. J3 content is educational and is not a commitment to lend or a guarantee of financing.